Job Description:

Job Title: Credit Researcher

Corporate Title:  VP to Director

Location:  London

Company Overview:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.  Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Location Overview:

Our London office is based just a stone’s throw from the magnificent St. Paul’s Cathedral on bustling King Edward Street. Here you’ll find modern workspaces and a state-of-the-art auditorium space. In addition, we’re proud to host an onsite restaurant that shares our commitment to sustainability by providing delicious seasonal menus which have been created with the planet in mind. Make sure to take time for yourself and head up to our rooftop terrace and take in the spectacular views across London. Finally, your physical wellness is well-catered for with our onsite gym facilities and medical centre.

Role Description:

You will be responsible for analysing a private or public organisation\'s capital structure and evaluating investment and credit risk.  Your key responsibilities will include monitoring capital markets and/or individual companies\' business position and providing data-driven insights regarding the future performance of the company\'s securities or capital markets. 

Responsibilities:

• You will leverage insights gathered from research to provide recommendations on the purchase, sale, or holding of securities to institutional clients

• Collecting information related to the prices, sales, government programs, and market trends and develops sales strategies accordingly

• You will analyse the organization\'s capital structure and prepare reports and presentations for institutional clients and industry groups to communicate future performance of the company\'s securities or capital markets

• Collaborating with the Environmental, Social, and Governance (ESG) research team to analyse implications of ESG attributes in investment processes

• You will develop and maintain databases and indicators for critical research products, while producing collaborative reports with analysis findings

What we are looking for:

• Proven ability to produce written research that meets the firm’s standards for the basis of recommendations and risk management. 

• Previous experience covering corporate credit or corporates, regardless of asset class is highly preferred.

• Credit Research

• Research Analysis

• Financial Forecasting and Modelling

• Financial Analysis

• Profitability Analysis

• Trading and Investment Analysis

• Data and Trend Analysis

• Technical Documentation

• Business Intelligence

• Client Management

• Data Quality Management

• Relationship Building

• Causation Analysis

• Data Visualization

Benefits of working at Bank of America: UK

• Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner

• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons

• 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum 

• The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.

• Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.

• Access to an Employee Assistance Program for confidential support and help for everyday matters

• Ability to donate to charities of your choice directly through payroll and the bank will match your contribution

• Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK’s most iconic cultural institutions and exhibitions.

• Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.

Bank of America:

Good conduct and sound judgment is crucial to our long term success. It’s important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.

We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.